This shop has been compensated by Collective Bias, Inc. and its advertiser, Walmart Family Mobile. All opinions are mine alone. #DataAndAMovie #CollectiveBias
There's no doubt about it, sticking to a budget can be incredibly difficult to manage. Though your monthly bills may seem pretty insignificant on their own, when combined, they can take a toll on your already strained resources. Add in entertainment, the occasional dinner out, and a few unexpected expenses here and there, and you can find yourself falling behind in getting your bills paid on time. Luckily, I have 10 solutions for your budgeting woes this tax season, including an in-depth look at my favorite solution, the Walmart Family Mobile Plus plan.
If your wallet is feeling the strain of everyday expenses consider implementing these simple money saving tips into your day-to-day life.
Get Rid of Your Expensive Phone Bill
Did you know that most major cell phone carriers actually charge you a monthly fee just for being under contract? So basically, you’re being charged and additional fee just for being loyal. Make your wallet and your bank account happy and ditch your expensive cell phone carrier for a no-contract plan that doesn’t charge you hidden fees for being loyal.
Not sure where to begin your search, try the Walmart Family Mobile Plus plan. This plan features Unlimited Talk, Text, and Data, including up to 10GB of 4G LTE data per month per line for only $49.88 per month. As an added bonus, you get a free movie on VUDU every month worth up to $7! Simply pick out your phone, pay the one-time $25 charge for a starter kit, select your plan and be on your way.
If you have multiple cell phone users in your family, sharing data can cut down on your ability to access what you need when you need it. With the Walmart Family Mobile Plus plan, you can get more for less without being charged those pesky overage fees for accidentally using too much data.
You can choose from a variety of high quality phones that will help simplify your life. And with tax time right around the corner, now is the perfect time to plus up your life for a fraction of what it would typically cost for a contract with a major cell phone carrier.
Since I’m an ardent lover of all things Samsung, I recently purchased the Samsung Galaxy Grand Prime and the Unlimited Talk, Text and Data plan, and haven’t looked back since. I snagged an incredible deal. The Grand Prime was originally $149.99 but happened to be on rollback for $99.99!
My previous cell phone provider was charging me $60+ for 3 GB of shared data for my husband and I. With my new plan, I can stream video, including our one freebie a month (a $7 value) directly to our TV via our Roku, which will make family movie night an easy (and inexpensive) activity now! I can also surf the web, manage my budget, and check my bank account when I'm on the go without having to worry about data usage. I call that a win!
Cut the Cable
There are tons of options out there for entertainment that won’t put a dent in your finances the way a monthly cable bill does. This tax season, ditch your cable service and try subscribing to online streaming services. You’ll find that you will pay considerably less, and will have access to everything you want to watch, when you want to watch it.
If you still want your local channels, consider investing in an antenna. A good antenna will cost you $50-$70, but it’s a one-time fee as opposed to a monthly bill.
Save Your Tax Refund
I know, the temptation to book a 7-day cruise to Bali immediately after receiving your tax refund can be great, but don’t. Resist the urge tap into your George and Wheezy and instead, put your money in savings. You never know when an emergency might come up, and it’s always better to have and not need, than to need and not have.
Automate your Savings
Simply put, if you can’t see it, you can’t spend it. Set up your account so that a few dollars are automatically deducted out of each of your pay checks. It doesn’t have to be an exorbitant amount, but a few dollars here and there can really add up over a prolonged period of time.
Sell Unused Items
You know that old sweater you haven’t worn in 2 ½ years? It’s time to consider the possibility that it may be time to get rid of it. There are probably tons of unused items sitting around your house collecting dust. Unused items can’t pay your bills, but the money that you make selling those items can. Spend a few hours a month going through your home and setting aside old items you no longer use.
One of the easiest ways to save major money on clothing purchases is to wait until the end of the season to buy your clothes. You can easily save 50-75% just by waiting until the end of the season to do next year’s shopping.
If you have picky teens, try to stick with simple things that are always in style. That way you won’t have to listen to complaints about how “uncool” they are.
You don’t have to be an extreme couponer, but as the much esteemed Benjamin Franklin once said, “a penny saved is a penny earned.” Consider subscribing to the Sunday newspaper and set aside time once a week to clip coupons. If you shop at the grocery store regularly, be sure you have their loyalty cards. Not only do members get additional savings, but most offer gas perks. Those extra savings can add up over time.
Carpool to Work
If you have close friends at work that live nearby, consider starting or joining a carpool. If you’re all headed in the same direction, you can all chip in a few dollars and save major money on gas.
Pack Your Lunch
Though it can be difficult to resist the urge to take the easy way out, try packing your lunch for work. Dining out for lunch on occasion is okay, but try to limit the frequency. You’ll see a huge difference in your bank account. This also works well for school-aged children. With the cost of school lunches steadily on the rise, you can get more bang for your buck simply by packing a lunch for your kiddos.
Pick up a Side Gig
Looking to earn a few extra dollars? Consider picking up a side gig. Nothing too strenuous, or time consuming. Aim for places that you already frequent and can add value to your life. If you’re a fitness enthusiast, look into a position at your local gym, or consider picking up a newspaper route. This way you can burn calories and make extra money at the same time.
Get a handle on your budget this tax season. Be sure to visit your local Walmart and check out the Walmart Family Mobile Plus plan. Consider plusing up your life and save money in the process. Your wallet and family will thank you!
What are some simple money saving tips you and your family use during tax season?
Disclaimer: All prices for phones and plans included in this post are accurate as of the date of posting; however, these prices are subject to change. Please refer to http://cbi.as/2-ovk or your local Walmart for current pricing.
Until Next Time,